Stela Josifi, a dynamic entrepreneur born in Tirana, Albania, and raised in Philadelphia since the age of seven, is a testament to what hard work and a bit of defiance can achieve. Her remarkable journey, from a business major at Penn State University to the helm of a thriving insurance agency and licensed mortgage loan originator, embodies a relentless pursuit of growth and independence. Stela’s story began in 1996 when she moved to the United States, carrying her dreams and aspirations instilled by her Albanian heritage.
Having pivoted from criminal justice to the insurance sector in 2011, Stela unexpectedly discovered her true calling, steering her career towards safeguarding others’ futures and financial well-being. By 2015, she was ready to take a leap of faith, opening her own office and embracing the challenges of entrepreneurship head-on. Today, according to Stela, she is licensed in Life, Health, Auto, Commercial, and Property insurance across Pennsylvania, New Jersey, and Florida. Her firm is a brokerage with many carriers, ensuring clients receive the most competitive rates.
In November of 2023, Stela expanded her expertise into the mortgage industry, becoming a mortgage loan originator in the states where she offers insurance services. This addition was inspired by her relentless drive for personal and professional growth. Stela’s approach to business is intensely personal; she treats clients like friends, offering a level of service that feels more like a family than a corporate entity.
One of the most significant challenges Stela faced was the skepticism directed at her due to her age and gender. At 25, establishing credibility and authority in a competitive field was daunting. However, these challenges only fueled her determination, teaching her the vital lessons of professionalism and confidence. Stela’s success is not just in the longevity of her business but in the community ties she’s strengthened along the way. Her Albanian roots played a crucial role in her early success, as she connected with the Albanian community in Philadelphia, providing services in a language and manner that felt familiar to them.
Despite her achievements, Stela remains humble and grounded, always looking for ways to improve and expand her services. Her advice to aspiring entrepreneurs, especially those within the Albanian-American community, is poignant: perseverance is critical. The road to success is fraught with challenges, but the resilience to continue makes the journey worthwhile.
Stela’s story is more than just a tale of business acumen; it reflects her Albanian heritage, emphasizing hard work, community, and the relentless pursuit of excellence. As she looks to the future, Stela sees herself continuing to serve her community, helping people navigate the complexities of insurance and loans, and expanding her team to reach even more individuals needing her expertise.
Her journey underscores the importance of community support, the strength derived from cultural roots, and the impact of a strong, independent woman in business. Stela Josifi is not just a successful business owner; she’s a beacon of hope and a role model for young Albanian-American women aspiring to make their mark in the world.
Learn more about Insurance Direct.
Learn more about Stela’s Mortgage Loan Services.
Discover more Albanian-owned businesses in our Florida business directory.
Frequently Asked Questions
Who is Stela Josifi?
Stela Josifi is an Albanian-American entrepreneur born in Tirana who moved to the United States in 1996 and grew up in Philadelphia. She runs an insurance agency and also works as a mortgage loan originator.
When did Stela Josifi open her own insurance office?
She entered the insurance industry in 2011 after starting out in criminal justice, and opened her own office in 2015.
Which states does Stela Josifi serve?
According to Stela, she is licensed for insurance in Pennsylvania, New Jersey, and Florida, and since November 2023 has also worked as a mortgage loan originator in those same states.
Learn more about the community in our guide to Albanians in Pennsylvania.
Author: Val Demiri
Valbona is an editor and writer at ALB Connection, where she covers the people, businesses, and culture shaping the Albanian diaspora. A journalism graduate of the University of Iowa, her work spans community profiles, success stories, and features on Albanian life across the US, Europe, and beyond. She is drawn to stories that celebrate Albanian achievement and keep the community connected across borders.
